Should you monitor your credit report or NOT?

I know- you are asking yourself, “WHAT DO YOU MEAN??? Why shouldn’t I monitor my credit?”

In the wake of the recent Equifax breach, there are a lot of people who are feeling extremely frightened and worried about fraud and identity theft, etc.  These are valid concerns! We work hard for our financial stability and want to protect it.  So, people look to credit monitoring services to help feel more secure.

But, are those services worth the expense or trustworthy? The decision to purchase a service such as this is totally up to the individual, however, there are ways you can watch your credit like a hawk all by yourself!

WHAT CAN YOU DO?

1. Ask your bank- some financial institutions offer these services or partner with another firm.
2. Track your transactions in one place- there are apps and web-based programs available to consider for this.
3. Get your annual free credit report from annualcreditreport.com.

For more information on deciding if you should go with a credit monitoring system, check out this article..Read More