Mortgage, Science & Home Ownership
How To Pay Off Debt Before Buying A Home
If you are seriously thinking about buying a home you’ll need to understand that it may not be easy. There are so many things to consider on both the purchaser’s and the lender’s sides. Income is not the only deciding factor when it comes to purchasing a home. Debt is something that is looked at… Read More
Mortgage
Home Budget Worksheet
Making sure you can take on a major purchase, financially, like a home is critical. Use this worksheet to help you. Mastering Money Budget Worksheet Read More
Mortgage
Can I REALLY Afford a House?
The first question when deciding to buy a home is: “Do I make enough money?” It’s important to know how much you can afford before going to see a lender. As lenders see you a risk, this could save you some disappointment if you are not prepared. The application process for buying a home is… Read More
Mortgage
Home Ownership and Your Community
Research has shown that there is a more positive relationship between the community and the home owners within it compared to those who rent. Home owners who are actively involved in the community reap the benefits of better opportunities in education and even increased happiness and self-esteem. The AMERICAN DREAM of owning a home can… Read More
Mortgage
Give Me A Break! …On My Taxes
If you don’t know what to look for when it comes to taxes, you might miss some tax breaks from owning your home. Read on to save some money… The housing market may go up and down but even with the fluctuation there are still many people entering home ownership status. Kudos to you, if… Read More
Mortgage
Buying a Home Still Beats Renting
Are you thinking of buying a home and wondering what the benefits are of ownership versus renting? There are some obstacles that first time home owners face including student debt and a lack of appealing homes from which to choose in the area they desire. However, if it’s possible to handle the payments on the… Read More
Mortgage
Brick by Brick: Building Equity with Your Home
Home ownership comes with many benefits; one of which is the building of equity. It does take effort but can become a valuable asset over time. You may be asking yourself- what exactly is equity? Equity is the difference between your property value and the amounts owed on your mortgage. Example… Home value: $250,000… Read More
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